West Virginia CARES Act Small Business Grant Program
Governor Justice’s WV CARES Act Small Business Grant Program provides West Virginia’s small businesses—the backbone of the West Virginia economy—much needed relief by granting up to $5,000 to West Virginia small businesses that have been affected by the COVID-19 pandemic.

Small businesses are eligible if they:
• Have between 1 and 35 full time employees based on the number of employees reported to WorkForce WV in your most recent filing prior to 3/1/2020.
• Have their principle place of business in WV
• Were qualified to do business in WV and in operation as of March 1, 2020
• Are currently and intend to remain qualified to do business in WV and in operation for at least the next twelve months
• Are in good standing with the State Tax Department and WorkForce West Virginia
• Are a for-profit business
• Are not in violation of any state order or decree (e.g., mine safety, DEP citations, etc.)
• Are not presently suspended, debarred, proposed for debarment, declared ineligible, or otherwise excluded from participation in any federal grant program, and are not presently a debtor in any pending bankruptcy (including any owners of the business)
• Have suffered eligible expenses and/or losses because of the COVID-19 pandemic


Eligible expenses and losses include direct out of pocket expenses, such as purchases of PPE for staff and costs of re-stocking inventory in order to reopen, as well as losses due to business closures, reduced sales, or suspended operations. A complete list of eligible expenses and losses is provided here.

The process for applying for WV CARES Act Small Business Grant funds begins by becoming a registered Vendor in the wvOASIS system. You must be a registered Vendor to receive WV CARES Act Small Business Grant funds.

An eligible business can apply to be a registered Vendor—without needing to pay the typical $125 fee for registration as a Vendor (Grant Applicants should choose the “Pay Fee Later” Button: see quick user guide:—in wvOASIS at, and clicking “VSS.” During the registration process a W-9 will be required. Businesses owned by individuals are required to provide the associated EIN (FEIN or SSN) that business is registered with.

They ask that any current vendors or those vendors who plan to continue to do business with the State in the future, to please sign up for electronic funds transfer (EFT), at

Other vendors who choose to not sign up for EFT, will receive a paper check which will be mailed to a physical address in West Virginia.

Applications available here. You will need your Vendor number to begin the application process.

Applications will be accepted through September 30, 2020.

Governor Justice is committed to providing this assistance to all eligible small businesses in West Virginia, and submission of an application earlier or later than another application will not count for or against the applicant business in the decision to award grant funds.

FAQ’s Small Business Grant_ 7.15.2020

All information found by visiting

Statewide COVID-19 Emergency Relief Loan Fund for Small Businesses

In an effort to provide West Virginia businesses with resources and capital to assist during the COVID-19 pandemic, Governor Jim Justice and Secretary of Commerce Ed Gaunch recommended to the Appalachian Regional Commission (ARC) Investment Program that several existing revolving loan funds be re-capitalized and made available to small business owners who have been impacted by the pandemic. The projects selected for the funding were announced earlier in June by Gov. Justice and Secretary Gaunch.

ARC funding recipients who are providing lending programs include the Mid-Ohio Valley Regional Council, Natural Capital Investment Fund, New River Gorge Regional Development Authority, Woodlands Community Lenders, Wyoming County Economic Development Authority, and the Center for Rural Health Development. Although, the loan program is not active yet, business owners should complete and submit the COVID-19 Emergency Relief Loan Fund Eligibility form for consideration.

Loan Information

Paycheck Protection Program has closed as of August 8, 2020.

Current law dictates that the Paycheck Protection Program (PPP) close at the end of August 8, 2020. As such, SBA is no longer accepting PPP applications from participating lenders. Stay tuned for potential updates.


Economic Injury Disaster Loan Program

On Monday, June 15, the SBA reopened the EIDL portal to allow new applications from eligible small businesses that were not able to apply for the loan/advance program earlier this year. There is no indication of how long the portal will remain open, so it’s important that interested eligible businesses apply as soon as possible. More information can be found at the link below.

Additionally, a press release from the SBA on the reopening of the program can be found by clicking here.


Previous EIDL & Advances Status If you submitted an application, received correspondence from SBA, and have a loan number that begins with a “3”, you are in the queue and your patience is appreciated. If you would like to further inquire about the process and understand what to expect next you should contact the Office of Disaster Assistance 24/7 Customer Service line at 800-659-2955.


SBA closes EIDL Advance program after granting $20 billion

A program to provide grants to small businesses awaiting a decision on their Economic Injury Disaster Loan (EIDL) applications closed after exhausting $20 billion in emergency funding provided to it by Congress, the U.S. Small Business Administration (SBA) announced Saturday.

The EIDL Advance program provided businesses with $1,000 per employee up to a maximum of $10,000. Recipients did not have to be approved for a loan to receive Advance program funds. The funds went to nearly 6 million small businesses, including not-for-profit organizations, sole proprietors, and independent contractors, among others, the SBA said in a news release.


The PPP Flexibility Act of 2020, which included language championed by the bill Senator Manchin introduced, was passed by Congress earlier this month. The bill makes the following changes to the PPP program:
  • Extends the period to use a PPP loan from 8 weeks to 24 weeks (or until Dec 31 if the 24 weeks would go beyond Dec 31, 2020)
  • The bill reduces the amount of PPP proceeds that must be spent on payroll costs from 75 percent to 60 percent
  • The bill increases the repayment period for PPP loans issued after enactment from 2 years to 5 years (for the portion not forgiven).   Lenders and small businesses with PPP loans issued already would be allowed to modify to a 5 year repayment period if both agree, but they are not required to.
  • The bill allows businesses that receive loan forgiveness from PPP to also defer their 2020 payroll tax and pay half in 2021 and half in 2022.
  • The bill extends the rehiring date from June 30 to Dec. 31 for the purposes of having individuals back on payroll for loan forgiveness.
  • Any business that qualifies for loan forgiveness based on the 8 week period in the original CARES Act can elect to keep that covered period so that they do not lose forgiveness because of the date change in this new bill.
  • The bill creates a new exemption that allows businesses to obtain full loan forgiveness even if they don’t rehire all their workers by Dec 31 if they show an inability to rehire their employees or similarly qualified employees by the Dec 31 deadline.
  • The bill creates another new exemption that allows businesses to obtain full loan forgiveness even if they don’t rehire all workers by Dec 31 if they show that the reason is due to state or local health restrictions.  (For example, a restaurant that is only allow to use 50 percent of its capacity under a state health order could rehire 50 percent of its employees and still get full loan forgiveness)
  • The bill extends the deferment period for delaying repayment of a PPP loan that is not forgiven from 6 months to 1 year.
SBA and Treasury Announce New EZ and Revised Full Forgiveness Applications for the Paycheck Protection Program

Today, Wednesday June 17, the U.S. Small Business Administration, in consultation with the U.S. Department of the Treasury, posted a revised, user-friendly Paycheck Protection Program loan forgiveness application implementing the PPP Flexibility Act of 2020. In addition to revising the full forgiveness application, the SBA also published a new “EZ” version of the forgiveness application applying to borrowers who:

  • Are self-employed and have no employees; OR
  • Did not reduce the salaries or wages of their employees by more than 25%, and did not reduce the number or hours of their employees; OR
  • Experienced reductions in business activity as a result of health directives related to COVID-19 and did not reduce the salaries or wages of their employees by more than 25%

Details regarding the applicability of these provisions are available in the instructions to the new EZ application form. Both applications give borrowers the option of using the original 8-week covered period (if their loan was made before June 5, 2020) or an extended 24-week covered period. These changes will result in a more efficient process and make it easier for businesses to realize full forgiveness of their PPP loan.

  • Click here to view the EZ Forgiveness Application.
  • Click here to view the Full Forgiveness Application.
ANNOUNCEMENT – Main Street Lending Program Expands – July 17, 2020
Federal Reserve Board modifies Main Street Lending Program to provide greater access to credit for nonprofit organizations such as educational institutions, hospitals, and social service organizations. 

Learn more at

WV Energy Efficiency Impact Grant Program

The West Virginia Office of Energy, in partnership with the Jackson County Development Authority, have launched the WV Energy Efficiency Impact Grant Program.

Due to the recent economic strain felt by small businesses during the coronavirus, this micro-grant program is designed to assist small businesses throughout the state in making energy efficiency upgrades to their business. Current funding allows for at least 12 micro-grants to be awarded, totaling no more than $3,000 each.

Another round of funding for this program will be available on October 1, 2020. Funding for this program is provided by the U.S. Department of Energy, thus, their guidelines and requirements must be observed. While this program is being administered by the Jackson County Development Authority on behalf of the West Virginia Office of Energy, all small businesses in West Virginia who meet the requirements are eligible to apply.

Applicants may request up to $3,000 in grant funds to be put toward the allowable energy efficiency upgrades per the U.S. Department of Energy, as seen below. Again, funding is limited at this time and only twelves grants will be awarded in the first round of funding. A second round of funding will begin October 1, 2020.

An application does not guarantee the business will receive the grant. If a business is awarded the grant, funds must be spent within twelve months and receipts and reports must be provided to demonstrate the funds were used properly. Selected applicants must consent to a virtual/no-contact energy audit, via phone or video conference. See below for eligibility criteria.

Allowable uses for the grant:
– Installation of insulation
– Installation of energy efficient lighting
– HVAC upgrades (to existing systems)
– Weather sealing
– Purchase and installation of ENERGY STAR appliances (includes but not limited to, furnaces and air conditioners)

Criteria for Eligible Businesses:
– Must be a registered business in good standing with the State of West Virginia.
– Have a physical establishment within the state.
– Business must have been established on or before May 1, 2019
– Have no more than 15 full-time employees (as of April 1, 2020);
– Generate $1 million or less in profits in 2019.
– Have no pre-existing tax liens or legal judgements

The following entities are NOT eligible:
– Home-based businesses
– Churches
– Non-profit organizations
– Banks & financial institutions
– Investment real-estate entities
– Government agencies

To learn more or to apply please visit:…


A group of Harvard MBA students is leading a pro bono service for small businesses called MBAs Fight COVID. The program has over 150 MBA students from across the country that are volunteering their time to provide pro bono assistance to small businesses in need during the COVID-19 pandemic. The students have worked with over 400 businesses across the country, largely in accessing federal funding programs (PPP, EIDL) and answering questions on PPP forgiveness. Students are committed to spending ~1-3 hours on each project to help answer questions and help small businesses access these programs.

If you know small businesses that may be interested in receiving assistance from an MBA student, please have them fill out the short form linked…/1FAIpQLSd9ZCJF5gWIfLFtaJ…/viewform

Students will be in touch shortly after the business fills out the form. There is available funding, but it will go quickly and we expect it to be gone by mid-June. So it’s very important to act now on this information.

Learn more at

PPP Forgiveness Application Creator

PPP.BANK is a free, secure resource for small businesses, non-profits, and sole proprietors across the United States who received a Paycheck Protection Program (PPP) loan and are now applying for forgiveness. The website automates the 11-page forgiveness application and results in a .pdf that can be provided to the lender.

PPP.BANK is committed to zero data collection. This website is a free tool intended to ease the forgiveness process with your bank, the U.S. Small Business Administration (SBA), and the U.S. Department of the Treasury, but is not affiliated with any of these entities. You will still need to submit your final application to the appropriate channels to be granted forgiveness. Accuracy is dependent upon the information you provide, and we cannot guarantee any of the analysis or results produced. By using this tool, you agree that you are 100% responsible for the generated data. If the application process evolves, we will attempt to timely modify this tool as possible.

Check it out at


Friday 6/26 the Governor Justice announced a new assistance program, the Governor has earmarked $150 million of the federal relief money the state received to assist small businesses. Only businesses with 5-35 full time employees will qualify and the amount per business will be $10,000. The Governor’s Office is managing this effort. As we receive more information we will share updates regarding this program.


During a press briefing on 4/27 with the Justice Administration the Governor delivered his plan to reopen the state beginning after three consecutive days of less than 3% statewide positive tests. The plan is split into six-week phases and can be viewed in the PDF below.

WV Strong The Comeback – 4/28


On 4/29 the Governor announced that reopening will begin on Thursday 4/30. Information continues to be updated at














–  Three consecutive days maintaining statewide Cumulative Percent of Positive Test Results below 3%. The current numbers can be viewed at

– Allowing to open, NOT requiring to open

– An unexpected increase in COVID-19 positive hospitalizations
– Significant outbreaks of community-based transmission (not clusters or outbreaks in nursing homes or vulnerable communities) This could be on a county by county or regional hotspot basis.
– Cumulative Percent of Positive Test Results surges above 3%

– Continue to practice physical distancing
– Wear face coverings in public where other social distancing measures are difficult to maintain
– Follow statewide Stay at Home Order until lifted
– Follow all county Health Department regulations
– Telework when possible

– Guidance for each business sector will be released in advance
– Limitation on size of gatherings still in place until lifted
– Testing data tracked and analyzed daily
– Reopening plan will be modified as necessary

Follow updates at and

Helpful Tips for Your Business During & After COVID-19

With talks of starting to reopen businesses but no definitive date set, we wanted to help businesses start preparing themselves mentally and physically for the day they can switch the closed signs on their doors to open. With that being said, we looked for resources out there with tips to restarting your business following a pandemic or emergency. We gathered what we could, added our own tips and designed these guides.

There are two guides, one for businesses and a separate guide specifically for restaurants. These will posted on our Facebook today (4/22) as well and you are free to share with businesses that may find it useful!

Business Guide

Restaurant Guide

REOPENING AND TELEWORK RESOURCES – IEDC and US EDA provides resources and best practice information for public and private stakeholders who are seeking to rebuild their local economies after an economic disruption, be it a natural disaster or man-made crisis, as well as assist the business community in preparing for a disruption. is managed and regularly updated by Delaney Luna at the International Economic Development Council (IEDC) in cooperation with the U.S. Economic Development Administration (EDA).

Printable Social Distancing Signs for your Business

These signs can be placed around you business to help remind employees and customers of proper social distancing, hand washing techniques and more.

How to Wear A Mask

Proper Hand Washing

Social Distancing

These signs can be placed on the  floor as markers for social distancing.

Floor Sign 1

Floor Sign 2

Floor Sign 3

These signs can be laminated and used with dry erase markers.

Temporary Store Hours

Store Capacity

Business Impact and Business Locator and Operations Surveys

On April 15, 2020, the WV Association of Regional Councils (WVARC), WV Chamber of Commerce, the WV Development Office and the New River Gorge Regional Development Authority announced a partnership to maximize stimulus funds for West Virginia in the wake of the COVID-19 pandemic.

Specifically, the organizations will be collecting data on the impact of business closures and accommodations to better understand recovery needs and to assist the public with locating restaurants, pharmacies and other businesses that are still providing services in the midst of closures.


The Business Impact Survey
Please complete this survey if you are a business and would like to report the difficulties realized by your business due to the COVID-19 pandemic.

The Business Locator and Operations Survey
Please complete this survey if you are a business and would like to update the opening and closing times of your store.


Please consider taking a few minutes to answer each of these surveys here: https://west-virginia-covid-19-business-impact-region1.hub.…

Paycheck Protection Program has closed as of August 8, 2020. Current law dictates that the Paycheck Protection Program (PPP) close at the end of August 8, 2020. As such, SBA is no longer accepting PPP applications from participating lenders. Stay tuned for potential updates.
Paycheck Protection Program

Tuesday evening (3/31), the Treasury released guidelines regarding the Paycheck Protection Program. If you haven’t read about the program, it offers funds to pay 8 weeks of payroll costs including benefits if you keep employees on your payroll during the COVID-19 pandemic. If you have under 500 employees, you may apply. If you have over 500 employees, certain industries can apply.


General Overview of the Paycheck Protection Program (PPP)

SBA lenders began accepting Paycheck Protection Loan (PPP) applications on April 3rd, for small businesses and sole proprietors. Independent contractors and self-employers applications on April 10th. This program provides potentially forgivable loans as long as the loan proceeds are used to cover payroll, mortgage interest, utility and rent costs over the 8 week period after the loan is made and employee and compensation levels are maintained.


Helpful PDFs

PPP Interim Final Rule

PPP Fact Sheet

PPP Overview

PPP Borrower Application  

Find Eligible Lenders

PDF List WV SBA Lenders

PPP Lender Fact Sheet

PPP Frequently Asked Questions_5.13.20

PPP Forgiveness Application 3508EZ ( Revised 06.16.2020)

PPP Loan Forgiveness Application (Revised 6.16.2020)

PPP Forgiveness Application Creator 

PPP Flexibility Act Manchin

US Chamber of Commerce PPP Forgiveness Guide

SBA Faith Based FAQ

WVDA COVID-19 Pandemic Resources for Farmers and Food Producers

Pandemic Unemployment Assistance (PUA) FAQ Sheet for Self-employed Individuals

Click here to find an SBDC Coach near you!

FAQ’s Small Business Grant_7.15.2020

Please understand that banks, accountants and our own office are recieving this information a bit at a time and are working hard to follow and figure out the details. We want to help you. If you have questions, please let us know. I highly recommend touching base with your accountant or local banker about this program if you have additional questions.

Since there is a funding cap, please apply as quickly as possible. Get your application ready to submit!

Program Overview

The Paycheck Protection Program is a loan designed to help small businesses stay open and provide a direct incentive for small businesses to keep their workers on the payroll.

SBA will forgive portions of loans if all employees are kept on the payroll for 8 or 24 weeks and the money is used for payroll, rent, mortgage interest, or utilities.

The Paycheck Protection Program will be available through August 8, 2020.

Who Can Apply

This program is for any small business with less than 500 employees (including sole proprietorships, independent contractors and self-employed persons), private non-profit organization or 501(c)(19) veterans organizations affected by coronavirus/COVID-19.

Businesses in certain industries may have more than 500 employees if they meet the SBA’s size standards for those industries. Small businesses in the hospitality and food industry with more than one location could also be eligible at the store and location level if the store employs less than 500 workers. This means each store location could be eligible.

Eligible Businesses

  – A small business with fewer than 500 employees

  – A small business that otherwise meets the SBA’s size standard

  – A 501(c)(3) not-for-profit charitable organization with fewer than 500 employees

  – An individual who operates as a sole proprietor

  – An individual who operates as an independent contractor

  – An individual who is self-employed who regularly carries on any trade or business

  – A Tribal business concern that meets the SBA size standard

  – A 501(c) (19) Veterans Organization that meets the SBA size standard

  – If you are in the accommodation and food services sector (NAICS 72), the 500-employee rule is applied on a per physical location basis

– If you are operating as a franchise or receive financial assistance from an approved Small Business Investment Company, the normal affiliation rules do not apply

Ineligible Businesses

 – Businesses engaged in illegal activity under federal, state or local law. (Cannabis warning)

 – A household employer (e.g. if you have a nanny, staff, etc.)

– Any previous defaults on a federal loan in last 7 years

How to Apply

You can apply through any existing SBA 7(a) lender or through any federally insured depository institution, federally insured credit union,  and Farm Credit System institution that is participating. Other regulated lenders will be available to make these loans once they are approved and enrolled in the program. You should consult with your local lender as to whether it is participating in the program.

Lenders may begin processing loan applications as soon as April 3, 2020.

Items you will need to give to your bank in order to apply:

– 2019 and 2020 year-to-date monthly Profit & Loss statements
– 2019 and 2020 year-to-date Payroll Reports
– State Income, Payroll & Unemployment Insurance Filings
– Tax ID/EIN and complete ownership information

Loan Details and Forgiveness

Portions of the loan will be forgiven if the funds are used for payroll costs, interest on mortgages, rent, and utilities (due to likely high subscription, at least 60% (Originally 75%) of the forgiven amount must have been used for payroll). Loan payments will also be deferred for one year. No collateral or personal guarantees are required. The SBA will not charge small businesses any fees.

Forgiveness is based on the employer maintaining or quickly rehiring employees and maintaining salary levels.  Forgiveness will be reduced if full-time headcount declines, or if salaries and wages decrease.

This loan has a maturity of 2 or 5 years and an interest rate of 1%.

PPP Loan Forgiveness Application (Revised 6.16.2020)

PPP Forgiveness Application 3508EZ ( Revised 06.16.2020)

More Information

 – 1% interest rate 

 – 5 year term (previously 2 yr term)

 – $10,000,000 Maximum Loan Amount

 – Payments for the loan will be deferred for 1 year. (Interest continues to accrue.)

 –  No collateral or personal guarantees required

 – Forms needed by borrower:

        – SBA Form 2483 (PPP Application)

        – Payroll documentation

 – Lender forms:

        – SBA Form 2484

        – Must be filed electronically

Available until August 8, 2020

Need an SBA Lender?

– Check with your bank or lender and see if they are an SBA Lender

– Find a lender through SBA’s PPP Lender Finder tool by inputting your zip code

– PDF of available WV SBA lenders SBA – WV Banks 4.8.2020

SBA WV Lenders

If you are interested in applying for the Paycheck Protection Program, please contact your financial institution to see if they are an SBA lender, or would like to become one. A list of SBA lenders in West Virginia can be found starting on page 27 in the resource guide. 

Resource Guide

Looking for guidance related to PPP?

This FAQ sheet from could be a lifesaver, it’s packed full of frequently asked questions and answers!


Example – Question #40 – Will a borrower’s PPP loan forgiveness amount (pursuant to section 1106 of the CARES Act and SBA’s implementing rules and guidance) be reduced if the borrower laid off an employee, offered to rehire the same employee, but the employee declined the offer?

Answer: No. As an exercise of the Administrator’s and the Secretary’s authority under Section 1106(d)(6) of the CARES Act to prescribe regulations granting de minimis exemptions from the Act’s limits on loan forgiveness, SBA and Treasury intend to issue an interim final rule excluding laid-off employees whom the borrower offered to rehire (for the same salary/wages and same number of hours) from the CARES Act’s loan forgiveness reduction calculation. The interim final rule will specify that, to qualify for this exception, the borrower must have made a good faith, written offer of rehire, and the employee’s rejection of that offer must be documented by the borrower. Employees and employers should be aware that employees who reject offers of re-employment may forfeit eligibility for continued unemployment compensation.

View the FAQ sheet here:

West Virginia Small Business Training Opportunities
Economic Injury Disaster Loan (EIDL) program & Paycheck Protection Program
UPDATE – WV District Office Trainings

The U.S. Small Business Administration’s West Virginia District Office is here to help you through the challenges created by the COVID-19 pandemic. Please join them for a webinar to discuss the various programs available to assist small businesses with COVID-19 recovery. There will be a brief overview of the programs available and a Q&A session at the end.

PPP Forgiveness EZ Application Training

The U.S. Small Business Administration’s West Virginia District Office walks you through the process of filling out the Paycheck Protection Program EZ Application. Join us as we review who can use the EZ form and they will go step by step in how to fill the form out. Easy as 1-2-3!

Registration required, click date below to register or visit the WV SBA website to learn more!

  • Wednesday, August 5, 2020 at 12 pm EDT – Full
  • Wednesday, August 12, 2020 at 12 pm EDT – Full
  • Tuesday, August 18, 2020 at 12 pm EDT – New!
  • Wednesday, August 19, 2020 at 12 pm EDT – Full
  • Tuesday, August 25, 2020 at 12 pm EDT – New!
  • Wednesday, August 26, 2020 at 12 pm EDT – Full
  • Wednesday, September 2, 2020 at 12 pm EDT – Full
  • Wednesday, September 9, 2020 at 12 pm EDT – Full
  • Wednesday, September 16, 2020 at 12 pm EDT – Full
  • Wednesday, September 23, 2020 at 12 pm EDT – Full
  • Wednesday, September 30, 2020 at 12 pm EDT – Full


Economic Injury Disaster Loan Information Session

Join SBA’s West Virginia District Office staff for an information session on the Economic Injury Disaster Loan (EIDL). This presentation covers EIDL qualifications, application process, and reconsideration (if denied). The session concludes with a Q&A opportunity for attendees.

Q&A sessions with SBA:

  • Tuesday, August 11, 2020 at 2 pm EDT
  • Thursday, August 13, 2020 at 2 pm EDT
  • Thursday, August 20, 2020 at 12 pm EDT
  • Thursday, August 27, 2020 at 12 pm EDT

Training log on information Q&A’s

Link: Join Microsoft Teams Meeting
Phone: 202-765-1264
Conference ID: 402791363#


You may also contact SBA’s Disaster Assistance Center at  800-659-2955 or via email at, if you have a question regarding your EIDL application.

If you have inquiries about the EIDL process please visit



The SBA will begin accepting new EIDL applications on a limited basis only, in order to provide unprecedented relief to U.S. agricultural businesses. For agricultural businesses that submitted an EIDL loan application through the streamlined application portal prior to the legislative change, SBA will move forward and process these applications without the need for re-applying. All other EIDL loan applications that were submitted before the portal stopped accepting new applications on April 15 will be processed on a first-in, first-out basis.

For more information please visit


U.S. Small Business Administration Administrator Jovita Carranza announced today (5/4) that agricultural businesses are now eligible for SBA’s Economic Injury Disaster Loan (EIDL) and EIDL Advance programs. SBA’s EIDL portal will reopen today (5/4) as a result of funding authorized by Congress through the Paycheck Protection Program and Healthcare Enhancement Act. The legislation, signed into law by the President one week ago, provided additional funding for farmers and ranchers and certain other agricultural businesses affected by the Coronavirus (COVID-19) pandemic.

“For more than 30 years, SBA has been prohibited by law from providing disaster assistance to agricultural businesses; however, as a result of the unprecedented legislation enacted by President Trump, American farmers, ranchers and other agricultural businesses will now have access to emergency working capital,” said Administrator Carranza. “These low-interest, long-term loans will help keep agricultural businesses viable while bringing stability to the nation’s vitally important food supply chains.”

Agricultural businesses include businesses engaged in the legal production of food and fiber, ranching, and raising of livestock, aquaculture, and all other farming and agricultural related industries (as defined by section 18(b) of the Small Business Act (15 U.S.C. 647(b)). Eligible agricultural businesses must have 500 or fewer employees.

The SBA will begin accepting new EIDL applications on a limited basis only, in order to provide unprecedented relief to U.S. agricultural businesses. For agricultural businesses that submitted an EIDL loan application through the streamlined application portal prior to the legislative change, SBA will move forward and process these applications without the need for re-applying. All other EIDL loan applications that were submitted before the portal stopped accepting new applications on April 15 will be processed on a first-in, first-out basis.

For more information please visit

COVID-19 Business Relief Resources by the West Virginia Development Office

In order to aid businesses and communities dealing with the impact of COVID-19, the West Virginia Department of Commerce has developed a directory of human and financial resources. Please continue to receive public health information from the Department of Health and Human Resources and Governor Jim Justice’s official website. Below you will find important information about resources from both state and federal agencies available to businesses and communities affected economically from COVID-19.


Truist-LISC Small Business Relief Fund


UPDATE: The Round 5 application period is now closed. Please register here to be notified of the next round opening August 31st. 

Historically underinvested communities across urban and rural America are facing enormous economic challenges from the fallout of Covid-19. Small businesses, many of which operate on a cash basis, are struggling to stay afloat and keep employees on the payroll. Nonprofit organizations face skyrocketing demand from residents seeking help with housing, food access and unemployment benefits, and the same time are having to pivot their operations to deliver services remotely.

The digital divide has never been as glaringly apparent—or critical—as it is now, with so many households, especially in rural areas, lacking the connectivity and technology that enables parents to work from home and students to do their school work remotely. Ordering household supplies, consulting with doctors, connecting with friends and relatives—all the online connections we now rely on for daily living—are out of reach.

Thanks to a $5 million grant from Truist, LISC will address the evolving needs of small businesses, nonprofit organizations and families impacted by the Covid-19 pandemic and the related economic downturn. This partnership will help hundreds of businesses and nonprofits sustain operations as well as bridge the digital divide that prevents millions of people from accessing quality job and educational opportunities. These efforts will promote sustained relief and recovery in urban and rural communities across America.


What are they offering?

Small Business Support

Grants of up to $10,000 each to small business owners, especially in rural communities and to enterprises owned by women and minorities, to help meet their most immediate needs. Eligible expenses include:

o  Rent and utilities

o  Payroll

o  Outstanding debt to vendors

o  Technology infrastructure upgrades

o  Other immediate operational costs

Technical assistance to help small businesses weather the current crisis and plan for a sustainable future. This includes tips on how to navigate federal, state and local assistance programs as well as private funding sources, in addition a program to help businesses assess and adapt to a new business environment.


Access to technology and broadband
Cash grants of up to $250 each to households to purchase laptops/tablets, set up and pay for internet, or address other urgent technology needs.

Teams of “digital navigators” to help families maximize internet access, including signing up for subsidies/benefits; basic troubleshooting; and enrolling in computer skills programs.

Grants to nonprofit organizations to upgrade technology infrastructure to deliver services remotely.

Technical assistance to connect areas of density (housing developments, senior centers, etc.) to existing broadband infrastructure and to use satellite service to provide Wi-Fi in rural communities without connectivity.


Before applying, please review the grant information and FAQ here


The small business grant application reopened Monday July 27th.  Applications must be submitted by Monday, August 3rd at 11:59 p.m. EST. Apply now. 


If you have questions not answered by the FAQ, please email Learn more at:

Main Street Lending Program
Main Street Lending Program Becomes Operational June 15, 2020

On June 15, 2020, through the Federal Reserve Bank in Boston, the Main Street Lending Program commenced.The Federal Reserve established the Main Street Lending Program (Program) to support lending to small and medium-sized businesses and nonprofit organizations that were in sound financial condition before the onset of the COVID-19 pandemic.

The Program operates through five facilities: the Main Street New Loan Facility (MSNLF), the Main Street Priority Loan Facility (MSPLF), the Main Street Expanded Loan Facility (MSELF), the Nonprofit Organization New Loan Facility (NONLF) and the Nonprofit Organization Expanded Loan Facility (NOELF).

Lending programs under the Program:

Learn more at

U.S. Chamber Foundation Launches Grant Program to Support Small Business Recovery

Small businesses are the foundation of our communities and our economy. Employing nearly half the American workforce, they keep our neighborhoods running and make them feel like home. The impacts of the coronavirus pandemic have wrought unprecedented financial uncertainty. These businesses need resources and relief — and they need it now.

That’s why the Save Small Business Fund, a grantmaking initiative funded by contributions from corporate and philanthropic partners including the US Chamber of Commerce Foundation and Vistaprint, is providing $5,000 in short-term relief to employers across the United States. These one-time supplemental cash grants are for businesses that:

   – Employ between 3 and 20 employees

   – Operate in an economically vulnerable community*

   – Have been harmed financially by the COVID-19 pandemic.

The Save Small Business Fund is part of the U.S. Chamber of Commerce’s Save Small Business Initiative—a nationwide program to address small business owners’ immediate needs, mitigate closures and job losses, and mobilize the long-term support the small business community needs for recovery.

The grant application went live on Monday, April 20 at 3:00PM ET.

To learn more visit

COVID-19 Map

Below you can view a Mapping Intelligence Component to provide up-to-date information about the spread of the novel coronavirus across the United States. This data comes from the New York Times and is updated daily. Select the entire country or any specific county or region from the drop-down menu, then click on the COVID-19 tab to choose which variables you’d like to display.

Mid-Ohio Valley Regional Council (MOVRC) COVID-19 Response Hub

MOVRC has completed development of a COVID-19 Response Hub for the public to access information about COVID-19, and how it is affecting their eight county region. Counties in the MOVRC region include Calhoun, Jackson, Pleasants, Ritchie, Roane, Tyler, Wirt, and Wood. The Hub can be accessed by the public for free. It has a current, updated daily map of the COVID-19 cases in the MOVRC region.

The hub can be accessed at


Chamber of Commerce of the Mid-Ohio Valley MOV Restaurants Facebook Page

Want to support your local eateries but unsure of their hours or offerings? Jill and Nicole have helped with that! The MOV Restaurant Facebook page is a place for local restaurants to post updates regarding their hours, menus, family-style meals and more. Check it out by visiting


West Virginia Tax Department COVID-19 Response Page

The filing deadline for personal income taxes and corporation net income taxes in West Virginia has been extended to July 15. Click here for information about the virus’ impact on deadlines, sales tax remittance and other issues.  

Ogden Newspapers $1 Million Fund

Ogden Newspapers Inc., the parent company of The Parkersburg News and Sentinel, has established a $1 million fund to help local businesses get back to full strength by subsidizing local marketing efforts through matching advertising dollars.

Businesses operating in the Mid-Ohio Valley market can apply for a grant of up to $15,000  today at Applicants will receive a response to their application within  two business days.

Facebook Small Business Grant Program

UPDATE: This program is no longer accepting applications.

Local Community Needs Assessment

Senator Joe Manchin’s office is requesting any organization in need of Personal Protective Equipment (PPE) to please fill out this Local Community Needs Assessment form and return it to his office by email at

Restaurant Employee Relief Fund

STATUS UPDATE: One-time $500 grants are being provided to restaurant workers in all 50 states, the District of Columbia, Guam, the U.S. Virgin Islands and Puerto Rico. Approximately 60 percent of recipients are between the ages of 21 and 35 and nearly 60 percent identify as female. Fifty percent of grants went to racial minorities. Eighty percent of grant recipients reported earning less than $50,000 per year in household income before being impacted by the COVID-19 pandemic. The Fund is now closed for new applications and the team is busy ensuring all awardees receive and access their RERF grant checks.

Learn more at

Open for Small Business Initiative

Washington Prime Group, owner of Grand Central Mall, recognizes the vital role that small businesses play as a major driver of the U.S. economy. As many small businesses have closed during the coronavirus pandemic, local entrepreneurs are finding it difficult to pay operating expenses such as payroll, insurance, utilities, loan interest, inventory and, of course, their rent.

That’s why WPG has partnered with the Institute for Justice Clinic on Entrepreneurship and the University of Chicago to launch the Open for Small Business Initiative. This initiative provides an easy to use lease modification template allowing for the deferral of payments until local entrepreneurs can get back on their feet.

Open for Small Business is also hosting educational webcast seminars with government agency officials and private sector experts to discuss how to access SBA guaranteed loans and more. These resources are being made available to all small businesses whether or not they are a WPG tenant. I encourage you to visit the Open for Small Business website to learn more.